The Importance of Flexibility in Banking

Andra, I'd just love to bring you back in on some of the benefits for the market here. Obviously, faster processes are good for everybody. They save time, therefore, save money, potentially reduce stress. But what's potentially different here? And what do you see as some of the Benefits for customers of sort of actually starting to embed mortgages into other things more effectively? Yeah, I think fundamentally it comes back to speed. We can't still rely on fax machines and paper. This is 2023, and we need to be forward thinking here.

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