How to Allocate the Funds?

Tackard buffer t f, even with the mortgage, we would still fund our four one ks, roth ires, h s a and five 29. So that's 80 % of it. Could currently get a 30 ear fixed at two point seven five,. assuming we choose to do this. Would you have any recommendations for how to alocate the funds? They're saying v o o e t i v x us. What should we do? There's nothing wrong with smart leverage. And i feel like this person is thinking about this intelligently. Given rates ant makes sense if your personal balance you in good order.