7min chapter

The Personal Finance Podcast cover image

Should I Invest My Bonus All At Once or Over Time? - Money Q&A

The Personal Finance Podcast

CHAPTER

Navigating Debt and Retirement Savings Strategies

This chapter focuses on the strategy of prioritizing debt repayment, especially credit card debt, before tackling student loans. It also introduces the backdoor Roth IRA approach for high earners, detailing the pro rata rule and the importance of organized accounts for a smoother conversion.

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