The brain overlea references towards our negative experiences. Two things tend to stand out for people in memory. The first is affect and the second is proximity. When you have a very emotionally affecting experience, it tends to stick in your memory. It's the negative things that happen directly to us, and then our behaviors flow from there. I think this ultimately gets back to defenses, where the brain is trying to protect you against painful experiences. And the bet that it is making is that by overestimating, or kind of like oversticking to how bad some past things were, it can protect you from future painful things. That's what kind of the root cause of some of these things

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