What's Happening in the Purchase Application Data?

The housing reset is a sloppy way of doing it in a sense that when rates move up so much so fast in a year, it changes behavior. The detriment what we saw in the data is that at the end of June, new listings data said that's it. We have 41% year over year declines. That looks normal to me. If the data even gets weaker, we can get to 53 to 57% year overyear declines on the purchase application data. And now you're having like 30, 40 bids inventory broke to all time lows were 34. It got really bad early in 2022. But it's because of someone like you, Sarah Wheeler, who got the most you possibly