The Benefits of Having a Credit Card

People treat frequent flyer programs like games and there are ways to play them well. But it's impossible for that to work in a way that benefits everyone, he says. In the UK we have more people joining private healthcare insurance because NHS is underfunded. And some insurers use gamification to encourage you to go running or buy healthy foods as measured by your Apple Watch. If you see what you're doing with your life being rewarded - I think that is strange coming from the UK where we didn't used to link this kind of provision into our healthcare system.