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6 things Dave Ramsey Has Wrong

The Long Game

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The Most Insane Thing I've Ever Heard From a Financial Planner

The rate of return you use to project forward for your clients matters tremendously. Dave Ramsey says 12 percent versus the actual average, which is a little bit lower than 10%. If you compound out using these mutual funds that are 1 percent higher than the ETFs, that also makes a difference.

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