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Is Defy a Decentralized Cryptocurrency?
Will the average user even know that they are using defy? Like, in some sense, the brilliant move that happened with mba top shots was at the on boarding process, the user didn't even have to know that it was on the flow of block chain. But i think a distinction here is that, for defi if it's truly decentralized, what the portal you're using to access it might abstract it away, but that's still where your risk is.