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The Benefits of a 401k
401k gives you a tax shield because you're saving for retirement. Roth IRA and The traditional IRA are other retirement accounts that give you tax shields. ESPP kind of falls after that in my book where the ESPP is a great Benefit but you don't get any sort of the tax shield So you will have to pay taxes on any gains you make from it. At FedEx office we know running a business is a marathon But sometimes every task feels like a sprint.