Leveraged funds are very bad vehicles to be holding for any length of time because of their decay characteristics. There have now been developed leverage funds that are designed for long-term holdings as core holdings in a portfolio. NTSX, which we talked about in episodes 59 and 61 is basically a 60&P 500, S&P 500 & Treasury up 1.5%. And so we use the levered golden ratio Portfolio based on this history,. Now I'm not sure you should add them to your accumulation portfolio? My question is: Why do you go over the short-term returns of the different risk parity portfolios after each podcast?