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Mortgage Market Update - August 2025

The Property Podcast

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Current Trends in the Mortgage Market

This chapter explores the mortgage market's landscape, focusing on the potential effects of expected interest rate cuts and the continued preference for fixed-rate products. It highlights innovative mortgage options such as cashback incentives and green mortgages, while discussing the competitive nature of lending and tailored products for various investors. The chapter also addresses the challenges property investors face with equity access and evolving lending solutions like product transfers and longer-term fixed rates.

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