The Politics of Deposit Concentration at SVB

When a bank has a deposit concentration, they are allowed to go back to the regulators and mitigate that concern. But if you have large customers who are worried about payroll and they see Uncle Sam paying 4% for T-bills for 90 days, that's a more difficult conversation. I think when earnings estimates already needed to come down, I think this only makes it worse. It's just an additional hand with not only for the economy, but for the broad market. Chris, we'll talk again soon. I have a feeling.