i like what you said about incentives. But i disagree a little bit about the alignment issue, cause now be cal a conversation. Sentives matter, thot. It's not just monetary incenatives. It's also non monetary incentives,. Like your referring to about sacrifice, or creating something greater than yourself, or working with other people. So incentives matters. D i think the the challenge of some of the things that go wrong in business is that the incentives are not well alined, as you suggest. We used to have insurance that was different. Maybe it couldn't have survived int intherein thetum freemarket way. Butit t for whatever reason, it is