The Regulatory Initiatives Grid Is a Mix

Finalised guidance and a feedback statement in the first half of 2023, this will be guidance for firms supporting mortgage borrowers impacted by the cost of living. We've got a consultation paper also coming up on diversity and financial services. And then a few things that are existing initiatives, but the timelines have moved slightly. So sustainability disclosure requirements and investment product labels, that policy statement is now provisionally expected in June 2023. The final report from the market study on credit information, so that's credit reference agencies. Again, that'll be Q3 2023 that that's expected. I was going to wrap up, Ben. I mean, I don't know what you feel, but we