If you knew that for the next five years you would get zero returns in your index funds, would you change your approach? No, no. And i don't think i would. Part of that is because you w'uld have to ask, well, what are you going to where you goig to put the money? Your prie ous are not going to earn any money in bonds or gold or anything else like that. In those periods when the stock market's going nowhere, likethe, there's proabably not going o be that many great alternatives. If an investor in the equities markets cannot withstand five years of zero returns, they're not set up for success

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