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The Most Dangerous Misconceptions about the 4% Safe Withdrawal Rate

The Money with Katie Show

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The Returns on Tea Bonds in the Nineties

Many of the hypothetical retiris studied actually would have died with weg more money than they started with. When you knock it down to a true four % withdrawal, later studies showed that it had a 100% success rate over every single lapping 30 year period from 19 26 to 19 94. In the years between 19 28 and 19 60, so a full half of all years studied, in the four % rule research, the return rate on a tea bond was only above four % in 12 of those years. Consider the returns specifically between the early forties and the early fifties. For example, you've got negative two point zero two. That is an average return in tea bonds

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