43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”
Money For Couples with Ramit Sethi
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Why Your Savings Are Low?
O'Vince: Some people have a large portfolio, sometimes it's too big. He asks why they don't save consistently and spend when times are good or bad. If you put savings last, like you do everything else before savings, it's no surprise then it won't get prioritized he says. 'If this kind of money stress goes on for a long time, what would happen? Instead of one off conversation every few months, it would become a every week, every day conversation,' O'Vincenzo writes.
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