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434 | The Transtheoretical Model of Change | Roundup with Ginger

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How to Get a Late Start to Fly

The biggest minimum spending requirement for a mainstream card would be $4,000 in the first three months. For most people, it's going to be well north of $1,000. If you pay off your credit cards on time and info every month, I can't come up with a reason why you shouldn't be doing this.

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