Can I Afford a Four Thousand Dollar Minimum Spend?

There's no dead line or expiration date on any of your points when they're being held. If you have kind of a long term travel strategy, then it's really nice to be at to have a home base for those that just don't need to worry about it. You've got all the flexibility and no fine print that they're going to expire on you. Elemi: Can i afford that minimum spend? Because signing up for a card that has a four thousand dollar minimum spend can feel a little bit intimidating.