How to Maximize Your 401k

Roth: I would petition your employer to add a Roth to your 401k. You're putting in 100% after tax dollars into the Roth, which will then be able to be withdrawn dollar for dollar in the future. By utilizing once you're at that level of income, by maxing out a Roth 401k, you're actually getting more net dollars available for retirement in the future than you are maxed out a tax deferred 401k.