Is It a Good Idea to Buy a Life Insurance Policy Before the Baby Is Born?

i'm expecting my first child, and was wondering if it's a good idea for my spouse and i to buy a life insurance policy outside of our term life insurance policies through work. It will not make a large difference one way or the other to the degree that you would need to optimize it. I know, brad, when we r priced mine out recently, i did it with a a policy genius as who we used. And for a, i don't believe it was either one or two million dollar policy. Just shockingly inexpensive for what you get.