Roth Accounts and Financial Independence

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This chapter focuses on the advantages of Roth accounts compared to pre-tax accounts for retirement savings, particularly for younger individuals and high-income earners. The speakers challenge common misconceptions about income, work ethic, and success, promoting a more flexible and questioning approach to achieving financial independence. They also celebrate personal achievements in this journey and highlight the supportive community within personal finance discussions.

#527: Luke and his wife are breaking some personal finance rules in the name of financial independence. Are they right to take this approach or is there a better way?

Christina is worried. She’s retired with a paid-off condo in Florida. But rising fees, insurance rates, and a major HOA assessment are killing her cash flow. Is it time to become a renter?

Les is surprised by Paula and Joe’s allocation recommendations for international equities. Based on market capitalization, it makes no sense. What’s he missing?

Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.

Enjoy!

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For more information, visit the show notes at https://affordanything.com/episode527

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