That's correct that's absolutely correct so they come in they've been referred to us or they've come in through one of our classes we teach at one of the community one of the colleges and it's usually brought up by the client that they ask well I'll be seeing you I will I be seeing somebody who works for you and I that's when I tell them the team approach that I have.

Okay but I just want to make sure I understand this a lot of other advisory firms when we talk about team approach I guess it's a little bit more in the context of what you were saying for your your dad and the surgeons like there's always two people in the room there's always three people in the room because we serve as a team so we have multiple people saying the room but it sounds like your your team context is different because it's not like you and Jeremy or you and Troy or you and Jacob always two person or three person every meeting it is we're a team that's why you may see any one of us at any particular time and the one is going to change over time and in fact I deliberately make the one change over time if I

can't correct yeah so if if the client was was being served maybe serviced once a once a year every 18 months or so it it might it would probably be prudent to have two advisors but the average client is is seen you know three times a year maybe it's two and a half something between two and a half and three times a year on the average and what happens is they they have that oversight from another set of eyes going through their financial plans so if there's been anything caught on that then then the other advisor can catch it on the review and and look at the notes or or just flat out tell the client you know we should we should take those RMDs and have those go straight to the the charity or what that you're that we know that you're doing and maybe that can help out with the taxes that somebody had missed or something like that so it's it's it's it wouldn't be good use of of of time and resources to have two advisors there but but having somebody at the next meeting or whatever overlooking it with a different that that would help I have one example I'm not real proud of many years ago there was a pension that was missed in a plan and we caught that and it changed the whole dynamic of I mean the client was suffering at work wanting to retire and somebody had not put in the the pension correctly so it wasn't catching it in the cash flows

and