Normal Is Broke—Don't be Normal!
The Ramsey Show
Pension Lump Sum vs. Larger Monthly Benefit
Tracy weighs a lower monthly plus lump sum vs higher lifetime pension; hosts favor taking the lump sum and investing it.
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Jade Warshaw answer your questions and discuss:
- “I feel swindled by my whole life policy – I was relying on it for my retirement and I'm lost...”
- “Is it worth it to take a loan out to buy a more expensive car?”
- “We are $287,000 in debt and we keep blowing through our baby step 1 emergency fund. Should we increase it?”
- “I’m going to be laid off in January, what should I do?”
- “How do we stop feeling guilty about our plans to buy a home?”
- “How do I overcome my mentality of holding on to money instead of paying debt?”
- “How do I tell my girlfriend that I lied about my financial situation?”
- “Should I stop investing while I am saving for a down payment on a house?”
- “Can we withdraw $2k/month so I can stay home with our kids?”
- “How do we navigate job loss and a high-risk pregnancy?”
- “How do we get out of mobile home hell?”
- “Can I quit my job and become a stay-at-home father?”
- “Which pension payout should I choose?”
- “Should I be paying off my student loans while I’m in college?”
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Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
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💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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