Innovation in the Banking Sector

Banking bank is a tough one because they just make so much money in the banking industry that you know it's hard to motivate them to really put challenge themselves but there's lots of innovation happening in the financial space. I think banks have opportunities in potential core domains speaking domain driven design parlance but which don't exist today right and should those be the areas of transformation? We're doing sort of our own credit scoring like well maybe you can become a credit bureau, he says.