729 seeding kidβs super, pocket money, credit card vs. charge card and impact on credit score + more
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Understanding Amex Charge Cards and Financial Responsibility
This chapter delves into the concept of Amex charge cards, discussing their benefits, impact on borrowing capacity and credit scores, and the financial aspects of credit cards. The speakers share personal experiences, caution against excessive everyday spending for points, and highlight the risks of using credit to fund spending. They emphasize the value of loyalty points, discuss statistics on credit card debt in Australia, and stress the importance of being wise with financial decisions to avoid unnecessary debt.
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