If you have kids in college, this might be a really good investment for you. If your adjusted gross income is over a hundred and 55, married fialing jointly, you're phased out of that cool feature of savings bonds. I don't know what the right answer is to this person's question. i'm hopefully, at a certain point, most white oat investors get to the point where it's more hastle than it's worth to add eye bonds. We got ten thousand dollars into an account for katy and ten more for me. And then after the first of the year, we put ten each into it again, and put ten in for our trust. It