The Foundation of Budgeting

The accessibility of an ISA is great, but it could be too accessible. It's a bit of a protected self at the end of the day because that bill's got to be paid and the tax man's the first one who gets a call on your money. If you were employed, you're paying the tax anyway, so just put the money aside ready to cover it. We know Chaz doesn't listen to the show, so he won't hear this, which is probably good until he's bombarded with emails.