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Stop Obsessing Over Pennies While Ignoring the Plan

The Ramsey Show

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Navigating Debt Repayment and Responsible Investing

This chapter emphasizes the importance of focusing on debt repayment as a foundational step in achieving financial stability. It explores a disciplined approach to budgeting and introduces responsible investing that aligns with personal values, suggesting that one can potentially become debt-free in just 24 months.

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