We're Already Seeing It

We i think you are already seeing it, to be honest with him. This is the result of ten years a more plus of suppressed interest rates that have led to increased asset values. The vine administration has done nothing to unleash american energy or really ease the supply chain constraints on hiring workers and getting truck drivers back to easing the logistics burden. And they're starting to see already that the performance on the loan book is deteriorating. So i think you're beginning to see it already at the micro level.