Fintech progression that has been going on for a number of years now to end of 15 years have been primarily focused on fragments serving some part of banking and it's left the banks to be pretty confident because they own the regulatory relationship. We're seeing in a lot of our work now banks who are under really serious threat to transform themselves either because of the market they're in or because of the business conditions that they find themselves. Working on this relationship between digital and physical elements is a space that is pretty fascinating we're working with the largest real estate development company in tokyo to help solve what is the future in retail, which I think is ultimately going to be pretty interesting.

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