The market returns on average ten % per year, but i you lok at the data, it almost never returns 10 % per year. Big bouts of extreme gains punctuated by moments of big collapses,. That's the long term history of the stock market. Most investors right now were not as smart as they thought they were a year ago and you're as dumb as you feel to day. I think that's just the cost of admission to investing over time.

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