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The Fed Lag and Mortgage Rate Dilemma
Bloomberg Opinion
How Does a Second Mortgage Work?
About 2 thirds of homeowners right now who have mortgages are sitting pretty, if you will, with a rate below 4%. And many of them are feeling stuck. There's this lock in a fact where if they were to buy a new home, they would lose that rate. If your current home is too small or too old or has things about it that you want to change then maybe it's worth taking out a second mortgage to renovate.
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