Trunks: Visa has a spectacular network effect mo awareness, like all of these institutions that fight on behalf of it to represent it. He says visa would be in my mind more vulnerable than an apple or an Nvidia because they have a network effect can provide the service they provide cheaper and faster than you're eventually in trouble. Trunks: I think over the long term open payment protocols where that value is redistributed to the people that are securing the network feels inevitable to me,. But it's going to be a hard fire.

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