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Change Starts Today. Don’t Wait Till You’re 65 and Broke

The Ramsey Show

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Achieving Financial Freedom and Health Security

This chapter emphasizes the importance of becoming debt-free and the urgency for individuals, especially near retirement, to change financial habits. It discusses crucial aspects of health insurance, including high deductible plans and health savings accounts, and the need for informed decision-making to mitigate unexpected expenses. Additionally, the conversation covers the necessity of creating a will and the advantages of joint financial management in relationships.

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