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The Importance of Understanding the Signature of the Partner Bank
Sanjay Gupta: Different banks have different priorities. If you are able to create opportunities for lending within the model and risk framework which the bank has, then that becomes a very strong partnership. He says FinTech founders will be looking for the first bank that they can get a partnership with but it's actually important from a longer-term perspective. "If you're just doing what the bank would anyway have wanted to do or thinks it's doing, then at some point that will always be less of an incentive," he adds.