Yeah, that's

the way to play this game. Yeah. And I've heard of stories on 40 year mortgage rates coming in to play, which I think is crazy but good for us. I come in at this point. We won't have to pay them off until way later.

So, you're fine. Don't worry about it. Like you tend to pay it off for you if you do good math but. Yeah, the longer the mortgage. I mean you'll pay more interest but it is what it is the main thing you don't want is to have debt that's due tomorrow. You want to push that thing as far down the road. And then when you can pay it off. Because

cash flow is all that matters. And so let's talk about the risks associated with the model that you're doing. So, there is that what if question if cash flow does drop off. Let's say that it's a declining market. Yeah, whatever anomaly happens with Detroit right their whole industry collapses the, there's this crazy downswing of pricing and cash flow and all that. So, how do you explain do you make do the math for that worst case scenario as well. Or is that a risk that you are willingly taking on when you

get that. I'll do. I'm not just going to look at, oh, what happens if we get new if we get new whatever it just it's gone. Like it worst practical case is rents level off. You look at history. That's worst logical case that like this logically could happen in a worst case scenario. I buy in Moses Lake. Could Moses like get new if we went to war theoretically I suppose it could happen. Right. What happens, I lose everything because insurance is going to pay out. So, there's a risk of loss, even if you own it all right. You can lose it. Nothing is guaranteed on planet Earth and when when you wake up and you still got us. Okay, this is pretty great but times change. People change places change. So you have to make the best informed decision with the pieces that you've got. And if you don't have enough pieces to make an informed decision you best get some new pieces. So, if you don't have enough pieces to make an informed decision with it, you could lose everything. Christian, I talk about maximum foreseeable loss. We don't tie any of our assets together to the best of our ability. So we keep things independent keep separate so if we lose one we don't lose it all. So, there's some small markets that have good driving indicators, not just one employer but multiple employers. Like the first place I ever bought had a couple small employers you might have heard of like Microsoft Google Amazon small players in into it. Maybe data centers. There's some small players over there. There was just one of those I'd be a little bit hesitant but because there's a ton of them like oh theoretically, they could all go away. I'm not saying anything. There's a lot more risk when you have debt. I love Dave Ramsey's model it takes too long to get started that's my only problem with it. That is literally my only problem with it. We're working on becoming a debt free organization over the next half decade. I think it will happen. We're going to take some strategic movements of the pieces we have on the boards to get there. Then we'll scale up and we'll pay off a block and then we'll go get non recourse agency debt divide bigger and compete with the syndicators. And just write checks because we've got the cash at that point, but that'll be non recourse non contingent of our other stuff. And then we'll pay that down and keep going bigger and bigger. It's quite simple. You have risk when you're leveraged and you have risk when you own stuff. You could get in the lawsuit. And if you do bad business, you could go to prison. You have to assess

the model that you're doing.