RTP and FedNow: The Future of Payments

I'm going to throw out some propositions. You let us know if you agree and buy or disagree and sell. First one, speed is the biggest thing that will come from faster payments such as RTP and FedNow. I think ultimately you're going to see a lot of banks adopting both in a way that we haven't seen in the last five years. And like you said, look for different sessions and things at different conferences this fall.