
Q&A: Wait, Are We All Wrong About Zero APR Strategies?
Afford Anything
Navigating Credit Card Arbitrage
This chapter delves into the strategy of using credit cards with promotional interest-free periods to finance expenses like vacations. The discussion highlights the behavioral and cognitive implications of such financial maneuvers, weighing the potential benefits against risks of misallocation and emotional decision-making. Through analysis and personal anecdotes, the chapter emphasizes the importance of financial literacy and a calculated approach to spending.
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