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#2 - Tobi Lütke & Kaz Nejatian on Shopify's Country-Sized Economy
The Network State Podcast
Shopify Capital
Shopify Capital funds overwhelmingly, people who would not get access to any loans. The bank does not know every single action that they took on the Shopify platform since the beginning. When you have enough scale, you can use machine learning to do better underwriting and just pull straight margin out of that.
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