Single-Income Couples, and When to Use Your HSA and FSA
NerdWallet's Smart Money Podcast
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HSA High Deductible - How to Save for Health Care Costs
If you don't have that HSA high deductible money ready to go at a moment's notice, your health insurance won't kick in until you meet that deductible. Hang onto your receipts for any medical expenses that aren't reimbursed because you can use those in the future to justify a tax-free withdrawal. Some HSA's require you to keep a certain amount in cash, like $1,000, and then you can invest the rest.
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