How to Qualify for a Bank Loan

There is no difference in terms of products for a self-employed or employed. The product is always going to be the same that you're applying for a bank. Where the difference is, how will lend the quantifies your earnings? Now, with a permanent employed individual, is relatively straightforward. It then gets a bit more complex, which Mike explained with overtime commission, etc. But with self-employed, there are different ways depending on exactly how yourself employed.