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focus friday 🔎 getting on top of impulsive spending

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How Has the Current System Served You Over the Years?

I think he's got a couple of grand in a bills account that covers off any bills. He's got like a tiny raise account, which is just like the rounded up amount. Not on an ongoing basis, but I'll just say, hey, phone bill, not phone bill, like hey, internet plus, water plus, council is this and then he'll do it straight away. So what you're saying is at the moment, you don't quote unquote save money on top of a bit of travel, fund and bills. And any leftover money goes onto the mortgage. Quite quite a bit goes on. Is it a redraw mortgage? Have you ever had to go in

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