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Getting Your FIRE Asset Allocation Right. Here‘s Ours (Part 1)

Two Sides of FI

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Optimizing Asset Allocation for Retirement Planning

The chapter explores the drawbacks of relying solely on a total stock market fund for retirement savings, emphasizing the importance of diversification to mitigate volatility risks. The speakers discuss the significance of creating an investment policy statement to align asset allocation with financial objectives and consider adjusting stock-bond ratios closer to retirement. Various viewpoints on asset allocation strategies, withdrawal plans, and the impact of market performance on retirement income are thoroughly examined.

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