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What Investors Need to Know About the Collapse of Silicon Valley Bank with Cullen Roche

Excess Returns

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Is There a Limit on How Much We're Going to Ensure?

I wouldn't be shocked if, at some point in the next five, 10 years, they just do away with the FDIC insurance limit altogether. It creates this sort of illusion that there really is like a limit on how much we're going to ensure. I think that's actually like the, it's probably going to be the worst aspect of this. We were already seeing banks tightening lending standards way before this basically all of last year.

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