This is the white coat and mester podcast, where we help those who wear the white coat get a fair shake on wall street. We've been helping doctors and other high income professionals stop doing dumb things with their money since 20 11. His white coat investor podcast number two, 76, five, 29 bonds tips. And i want to give a special thank you to those you out there who are already financially independent and still practising. Thanks for what you do out there. It's not easy work. No one said thank you to day. Let me be the first. Theck out ther payment plans and interest rates.