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Should I Invest in Small Cap Funds?
I'm curious how you would respond to that, which I think is anextricably tied to your answer previously. Just getting people to stay the course with one or two funds is extraordinarily difficult. You're in 3600 companies, virtually the entire US stock market,. incredible diversification with that one fund. And then when you're living on the portfolio at some point in time, maybe you want to add some bonds.