3min chapter

Financial Independence Podcast cover image

Podcast Takeover: The FI Show - Employee vs. Entrepreneur

Financial Independence Podcast

CHAPTER

Cody and I Aren't Just Hermits

Justin and Hermits focus so much on fixed expenses, like housing and transportation. They can't turn that dial to zero if they lost their job or some one of their income sources dried up. That allows us to spend in the categories we really cherish: food, travel, hanging out with friends. It's not about chasing zero, it's just about cutting out things that don't matter.

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