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What’s On Your Balance Sheet?

Motley Fool Money

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Navigating Fintech Lending Strategies

This chapter explores the operational model of a fintech company that strategically avoids becoming a traditional bank by maintaining a marketplace model. It discusses the dynamics of connecting borrowers with lenders, the challenges of pricing mechanisms, and the implications of economic fluctuations. The conversation also highlights differences between personal and auto lending, emphasizing growth opportunities and the importance of adapting to market conditions.

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