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Dr. Andrew Livington, PT, DPT, SCS, CSCS - How to thrive financially and clinically in private practice.

True Sports Physical Therapy Podcast

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The Rationale for Consolidating Student Loans

All but one loan was loans were in deferment because when you get a residency you can go into deferment. My one provider didn't care and they wanted their payments anyway. So my thought process then is to throw as much money that is possible to either shorten that 20 years to maybe 15. The messed up part is they look at your debt to income ratio. And every answer that I kept getting was your debt to Income ratio is too high, so you don't make enough money to get a better interest rate.

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